Navigating the journey of child maintenance can lead many parents to consider private arrangements as a flexible alternative to the formal Child Maintenance Service (CMS) process. At Child Maintenance Support & Advisory Service (CMSAS), we understand the appeal of such arrangements, offering both autonomy and a personal touch in ensuring your child’s needs are met. This guide aims to provide you with a comprehensive understanding of private arrangements, including their benefits, challenges, and how to make them work effectively for all involved.
Understanding Private Arrangements
Private arrangements for child maintenance are agreements made directly between both parents on how much, how often, and by what means one parent will provide financial support to the other for the care of their child(ren). These arrangements bypass the formal CMS process, allowing parents more control and flexibility.
Advantages of Private Arrangements for Child Maintenance
- Flexibility: Tailor the agreement to suit your family’s unique needs and circumstances.
- Control: Direct negotiation and agreement between parents without external imposition.
- Reduced Conflict: Encourages cooperative parenting and communication.
- Cost-Effective: Avoids potential fees associated with the CMS Collect & Pay service.
Setting Up a Private Arrangement
- Open Communication: Begin with a frank and open discussion about financial needs and expectations.
- Financial Assessment: Consider all costs involved in raising your child, including day-to-day expenses, education, and healthcare.
- Written Agreement: While not legally binding, documenting your agreement provides clarity and reference for both parties.
- Review Periods: Agree on regular intervals to review the arrangement, ensuring it continues to meet your child’s changing needs.
Challenges and Considerations
- Enforceability: Private arrangements are not legally enforceable, making it challenging to manage non-compliance
- Financial Transparency: Ensuring both parties are honest and open about their financial situations can be difficult but is essential for fairness.
- Changes in Circumstances: Be prepared to adjust the arrangement as financial situations or your child’s needs change.
Making Private Arrangements Work
- Clear Communication: Maintain open lines of communication. Regular check-ins can help manage expectations and address any issues promptly.
- Record Keeping: Keep records of all payments made or received. This can include bank transfers, receipts, or written acknowledgements.
- Dispute Resolution: Consider mediation or seeking advice from organisations like CMSAS if disagreements arise.
Transitioning to or from CMS
- Switching to CMS: If your private arrangement becomes untenable, you can apply to the CMS for a formal assessment and collection service.
- Incorporating CMS Guidelines: Even in private arrangements, referring to CMS guidelines can help ensure the agreed amount is fair and in line with national standards.
Legal Advice and Support
While private arrangements offer a degree of flexibility, seeking legal advice can provide peace of mind and ensure your child’s best interests are protected. CMSAS can offer guidance on setting up a private arrangement, including what to consider financially and how to navigate potential challenges.
A Personalised Approach to Child Support
Private arrangements for child maintenance represent a viable option for many families, offering a personalised approach to supporting your child’s needs. By fostering open communication, ensuring financial transparency, and being prepared to adapt to changes, parents can create a supportive and effective arrangement. CMSAS is here to support you with advice and guidance on making your private arrangement a success, ensuring it serves the best interests of your child.
If you’re considering a private arrangement for child maintenance or need support in managing an existing agreement, contact CMSAS. Our team is dedicated to providing you with the expertise and support needed to navigate the complexities of child maintenance, whatever path you choose.
